Relationships aren’t One size fits All -#Blogmas Day 19

Social media is fun and “all men are trash”.

That’s not always the case. Social Media is not always fun and not all men are trash.

Relationships on Social Media are not perfect. Yes, they’re couples that you love seeing on your timeline and you feel a sense of attachment to. No couple that shares snippets of their “glowing” life the “couples goals” isn’t real. Those couples experience similar heartache that the ordinary person does. They’re just more open and better at putting together the experience to get you emotionally invested in their daily lives. This my friend is not healthy. Take these relationships with a grain of salt. Every other week there is one celebrity who is getting divorced and or breaking up.

” Relationships aren’t a one size fits all”.

Your relationship is unique to you. What works for your relationship may not work for mine. Also, people only share good things online; you have no idea what people are truly going through behind the scenes. It’s ok to cheer on the relationship but the moment you get invested that it affects you personally and your outlook on life, comparing your relationship to them; you need to take a step back.

Be deliberate with your relationships. If there is something that you feel that you can do to make it better talk to your partner but don’t hold the standards of your favorite celebrity couple against your partner who is truly trying. Newsflash maybe what you’re trying to do is just not for you. That’s okay, figure out what is and be happy with that.

Create your own life, his reality and their reality are two different worlds. Something like finances, for example, A joint account is not the answer to everything. The key is to have proper money management. Who is better at managing the finances in the relationship? That’s the person who should be responsible for that task. Have monthly check-ins just for transparency. If you need help with managing your finances here are Ten (10) Budgeting Tips to help you in your relationship.

Until next time

Dee

Letting Go – (Blogmas Day 18)

I’ve mentioned my friend Sally* before, we were having a conversation today over coffee. It was good to see her. It’s almost midnight and I’ve realized that I haven’t made a post entry. We’ve got to figure out a blogging schedule going forward.

Letting Go- You will not heal until you’ve let go of what broke you; say that again. Those words came up in our conversation and I thought they were very profound.

Letting Go

Do you find it hard to find closure after a bad break up? Do you still feel that you need to give them a second chance because it was “your” fault why that thing happened and if you just gave them another shot things will get better? Do you still find it hard to hold onto that friendship because you grew up in the same neighborhood went to the same middle school? It could be your job, friendship, relationship whatever it is until you let go and rid yourself of the hurt you will not find peace.

2021 is a few weeks away. Start over, find the peace that you truly deserve. Your happiness means more than anything else. Take that leap and let Let Go, you’d be better off for it.Let Go…

Just saw the beautiful woman on Twitter share how she has left her boyfriend of 8 years 🙌🏿👏 @matthewstam1. I hope they’re other brave men and women like her who chose peace and happiness first. Let Go….

Until Next Post

Dee

Budgeting – 10 Tips to help you in 2021 (Blogmas Day 17)

I’m no finance guru and I won’t say I know everything but I will share with you how I managed to repay most of my debt which allowed me to move into my new apartment and hopefully soon I can say my new home. It’s easy to incur certain costs and even harder to clear up if you’re not as disciplined and intentional . Christmas is next week and I hope that you had a chance to do your Christmas shopping and were able to cop some good deals. Some people had salary cuts and some even lost their jobs. Money is tight and I want us to make the most of what we have. Covid-19 is still around and may be around for awhile so I want you to be prepared going into the new year. I want us all to review our bad money habits and make the best of 2021. I have some personal goals that I want to achieve and so far these tips have worked and I hope they will work for you too.

Let’s put a plan in place:

  1. Plan Ahead : I have a pretty good idea of what my income is so it’s easier for me to plan ahead. For the person who may not know exactly what th their income is I would suggest you work with what you have currently. Planning ahead allows you to make better decisions.
  2. Budget for the everything : It’s better to account for every area than to be met on with surprises and trust me you won’t like certain surprises especially when it comes to money. Budgeting for everything means you are in control of your money. There are certain things that are fixed and should always be in your budget Mortgage/Rent/Lease, Utilities, Transportation, Groceries, Medical, Savings you get the gist. For things you may not be aware of you can have a category called Miscellaneous.
  3. Track your Expenses: Every single dollar counts. Knowing where your money is going helps you to make better decisions. It allows you to put your money where it is supposed to go. If you realize that you’re spending too much money on coffee for example; purchase a bottle of coffee and make your own. Making your own coffee will save you a lot . It’s way cheaper to invest in a coffee maker and get a large bottle of coffee than to hit the coffee shop ten times per day. Think about.
  4. Do One Less: Earlier I mentioned coffee and they’re other things that we can do one less of or none at all. I personally had to cut down on the number of subscriptions that I was apart of monthly. Some subscriptions allows you to pause, go on every other month. Whichever you are apart of it is best to cancel or pause. This will allow flexibility with your money.
  5. Set Realistic Goals : If you realize that you’re spending way more on groceries than what you actually can afford then you need to revisit your grocery budget. I would also recommend that you buy in bulk and only buy what is needed. Couponing is good, it saves you a lot, I have a friend who is awesome with couponing. She knows where all the sales are and the selected days to visit the various outlets. Doing that allows her flexibility with her money which allows her to do things she likes to do.
  6. A budget is not fixed – Make Adjustments: Everything on your budget is not always fixed like the rent/mortgage. Revisit the budget as many times as you want.
  7. Budget for Savings: Pay yourself first. There are many formulas out there 50/30/20 rule (applied to your net salary): 50% going to needs 30% wants and 20% savings. This particular formula I am going to try for 2021. As it suggests 50% of your salary should be going towards your needs – needs are things that are necessary for your survival (car payments , rent , mortgage, groceries etc.) 30 % wants – things you spend on that are non essential – subscriptions, date nights, gadgets. 20 % – should be allocated for savings and investments.
  8. Budget for Goals – Your goals can be long term or short term. If your plan is to own a home, buy your dream car, take that vacation ; whatever it is this should be apart of your budget. Financial institutions offers clients different ways to reach their goals. It is important to set aside some money monthly, weekly if you can to meet this particular goal. It is advisable to set standing orders for your salary to be transferred into this account. This allows you comfort in knowing that the money is already allocated for and you are not tempted to use it.
  9. Reward Yourself : My Grandma has a saying “encouragement sweetens labor” . It’s okay to treat yourself . One coffee at the end of the week is ok, just don’t go overboard.
  10. Set Reminders : Reminders helps you to track your progress and figure out if things are going according to plan. The note app on your phone is a good place to set your budget there are also budgeting apps that can assist you along the way. I personally use my notes app as well as I have little stickers around my apartment to help me along the way. I also utilize my calendar app; setting due dates for bills especially helps to prevent late payments which attracts additional fees. Whatever works for you please utilize it, this keeps you grounded ultimately you will realize how much you are saving.
Plan Ahead

I really hope that these tips will help you to manage your money better in 2021 and beyond.

Do you Budget? What are some helpful tips for budgeting beginners? Do you have any particular saving goals?

Let’s Chat.

Until Next Post

Dee…

Six (6) Tips for a Productive Online Meeting

Work From Home started for most persons around March of this year. People have to get accustomed to this new norm of doing things Online. While I like somethings that are done online, I’m still trying to maneuver my way around online meetings. I’m not a very techy person I can help myself and I believe that there’s no problem that a Google search can’t fix.

Today, I had a very important meeting online and while most of my meetings have been via this medium I’m still trying to understand my way around things. It’s no longer sending a calendar invite to meet at a conference room or restaurant but it’s now let’s meet via Zoom or Microsoft Teams. It all boils down to preference and the platform that the organizer chooses.

business2community.com

This is not my first stint with virtual meetings but today I had several glitches I believe going forward can be alleviated.

Here are some lessons that I learnt:

  1. Do a test run – Dont take it for granted that things will run smoothly. Several factors can influence how your meeting proceeds. Is your internet steady? Is your device that you’re going to connect with compatible with the platform the organizer chooses? A test run with someone using the link provided can make things a 100% better.
  2. Have your material ready: It’s important that you have the information that you’ll be presenting on in one area. Create a folder with the material also have a backup copy of your presentation just in case.
  3. Housekeeping: Face to Face they’re certain things that you’re not keen on doing but its sadly being done on a virtual platform. Before the start of your meeting ensure that its communicated across the board how the meeting will proceed – using the raise hand feature, muting their mics when they’re not on speaking to the group, utilizing the chat room instead of interrupting the speaker.
  4. Get Help: You’re not a robot. Its ok to ask for help. Make contact with It ahead of your meeting to go through any cliches that you may experience. You can also have someone monitor the chat while the meeting is going on, as well as, admiting persons into the meeting. Trust me, things will be ran more smoothly.
  5. Meeting Location: Most people have been home from early March. Working from home does have its perks as well as challenges. For a busy mom with child/ren , this could be a challenge. Your location for your meeting while you figure out your home situation is very important. If you’re not fortunate to have a home office I’d suggest your bedroom or living area. All you’ll need is a desk /iron board to rest your laptop, or tablet on facing a blank wall or curtains for backdrop. Sending your kids , pets outside or their rooms while your meeting is going on can make a world of a difference. Not everyone is as understanding as some when they hear your needy toddler asking for something.
  6. Record your meetings – All protocols observed. Do record your meetings just for reviewing and information purposes only. There are always lessons to be learnt from these proceedings.

How do you manage your virtual sessions? Which platform is your favourite? Do you have any other tips for conducting online meetings?

Let’s Chat.

Until Next Post

Dee…

Catch up on my last post Blogmas Day 16

Are you still there? Blogmas Day 16

It’s funny as things seemed to be going great for my blog weird things starts to happen. I finally got some time to check out my favorite blogs, engage and check out the latest happenings.

I’m shocked to learn that I’m no longer able to view my followers. I am not sure if anyone is still here. If you’re still around I’d appreciate it if you not only liked this post but also comment.

I’m just going to take this as an opportunity to start over. Life happens I guess. I have so many things planned out for this blog/website. I’m currently working on my logo and the whole look and feel of it. I’m excited and I can’t wait for you all to see it.

Until Next Post….

Dee

Allergies – How are you coping? Tips to Remedy the situation – Blogmas Day 15

This time of the year is great and not so great for people with allergies and sinusitis. It’s even worse with the onset of Covid 19 you wouldn’t want to be in public sneezing. The looks alone will make you want to sink into the ground.

I was not always like this but I guess with age and the environment ♻️ things happened. I’ve tried my best to stay away from things that triggers my allergies and when it gets out of control here’s how I remedy the situation:

1. Hot baths are a lifesaver -staying in the shower a little longer clears up my nostrils and I can now breathe a sigh of relief.

2. Get comfy – I always ensure that I have on a pair of socks, comfy pajamas, and my favorite blanket around. Layer your clothing when you’re going out.

3. Garlic Tea – bless the ancestors this remedy has many healing properties.  Garlic tea helps to clear the mucus. I’d recommend travel with mints or have your travel-size toiletries with you. We sure don’t want to move around with garlic breath. Wearing a mask doesn’t help either.

Image from http://www.lybrate.com

4. Find your Trigger- Stay away from Dairy- Dairy products are a trigger sadly, I love my pasta, I love my milk and cookies but if I want to be whole and not sneezing like crazy 24/7 I better cut off or lay low on the dairy products. It’s important to find your trigger. Almond milk is a good substitute.

5. Antihistamine– I am not a big fan of popping pills but on last resort I take some histal tablets- they’re drowsy but does the trick. I’d also caution you to check with your doctor before you start taking any form of medication.

Do you suffer with allergies? What kind of remedy to you take to minimize the effects?

Let’s Chat!

Until Next Post

Dee…